Forms and Resources

Medical coverage for you and your covered family members will continue through the end of the month of your employment termination date. Review the Separation Benefits Information section of your severance packet for complete details on when all your benefits end.

If you qualify for a supplemental severance allowance, benefit coverage will be continued at the Monthly Employee Subsidized Rate for the greater of (a) an additional three months immediately following the end of the month of your employment termination date, or (b) through the end of the last month for which the combined basic and supplemental severance allowance is paid. In both cases, you must pay the necessary contributions on time and comply with all other terms and conditions of the Plan to receive the continuation of benefits described above.

You will be auto-enrolled in COBRA coverage.

Once you receive a bill in the mail, make a payment by the due date. Your first payment (due within 45 days of your election) must include your COBRA contribution for the entire period from the date active employee coverage ended through the end of the month of the payment. Subsequent payments are due on the first of the month, whether or not you receive a bill. If the UnitedHealthcare Service Center does not receive your monthly contribution within 30 days of the due date, coverage is permanently canceled as of the last day of the month in which you paid a contribution and cannot be reinstated.

A COBRA enrollment notice will be mailed to your home address about 14 days after your active employee coverage has ended. For example, if your last day of employment is January 3, then your health coverage continues through January 31.

You can expect your COBRA enrollment notice no later than February 14.

The COBRA enrollment notice mailed to your home will show your COBRA coverage options and their prices. COBRA coverage will be offered for medical (prescription drug and mental health), dental, vision, the Health Care/Limited Use Flexible Spending Account, if you were enrolled in the program as of your last day of employment.

By paying for COBRA coverage, you will continue coverage in the health care plan you were enrolled in prior to leaving NXP. In other words, you won’t be offered COBRA coverage for vision if you weren’t enrolled in vision as of your last day of employment.

COBRA coverage is “retroactive.” This means that, when you elect COBRA and pay the premium, your COBRA coverage is effective the day after your active coverage ends. This means there will be no break in coverage, even if you wait until day 59 to make your COBRA election. Of course, because the coverage is retroactive, the payment will also be retroactive.

You will continue to use your existing medical/health plan card. New cards will not be issued.

Once your period for continued benefits under the severance plan ends, your benefits will be discontinued, unless you have timely paid for COBRA. All continuation coverage after the severance period has ended will be at COBRA contribution rates for the remainder of your COBRA continuation period. Your COBRA contribution period typically is equal to 18 months minus the number of months you received supplemental premiums for COBRA coverage as part of your severance benefits. If you have any questions, please contact the UnitedHealthcare Service Center at (866) 747-0048.

COBRA coverage does not count towards creditable prior coverage for Medicare Part B, which means that when your COBRA ends and you decide to sign up for Medicare Part B after the date you originally could have joined, you will face a 10% per year for life penalty on the cost of Part B.

If you have COBRA when you become Medicare-eligible, your COBRA coverage usually ends on the date you get Medicare. You should enroll in Part B immediately because you are not entitled to a Special Enrollment Period (SEP) when COBRA ends. Your spouse and dependents may keep COBRA (if they are not also Medicare-eligible), regardless of whether you enroll in Medicare during that time. If your spouse has COBRA when they become Medicare-eligible, their COBRA coverage will end the last day of the month prior to their 65th birthday.

If you have questions, please call the UnitedHealthcare Service Center at (866) 747- 0048 or You can access your benefits at www.uhcservices.com